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Microfinance

Microfinancing includes the complete range of financial services for people who do not have access to regular financial institutions. BRS supports newly starting microfinancing institutions in Africa and Latin America with the development of credit, savings, and insurance products according to the cooperative principles: cooperation, solidarity, and respect for the individual.

Microcredit

Microfinancing institutions give microcredits to people who do not have access to ordinary banks and financial institutions. At the same time, microfinancing is about much more than money alone. It is not only about credit worthiness, it is also about human dignity, such as having a worthy income and life.
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Savings

Disadvantaged people too can and want to save. No matter how poor they are, they always try to set something aside and in doing so build up a buffer for expenditures in the future. For instance, they save for things like a wedding ceremony, a funeral, the school money for the children, etc.
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