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BRS supports the disadvantaged people in developing countries who take matters into their own hands in order to build a better life and give their children a better future. For this, BRS strengthens local initiatives around savings, loans and insurance according to the cooperative principles. For BRS, these activities’ growth towards independence is key.

Microfinance

Microfinancing includes the complete range of financial services for people who do not have access to regular financial institutions. BRS supports newly starting microfinancing institutions in Africa and Latin America with the development of credit, savings, and insurance products according to the cooperative principles: cooperation, solidarity, and respect for the individual.
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Microinsurance

Insurance is most needed by those who have the fewest resources for it. Poverty is, after all, vulnerability. The smallest of setbacks can cause serious problems, pushing people under the poverty line. 
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Co-operative banking and insurance

Inspired by its own history, BRS pays particular attention to the cooperative functioning of microfinancing institutions. Plenty of examples show that a co-operative is an interesting business model for microfinancing.
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